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Confidential · 506(c) OfferingAvailable exclusively to verified accredited investors

3611 Ramsey Street

83,041 SF Flex Center (Retail / Office) · Fayetteville, North Carolina

Limited Partner Offering Memorandum

All-in Basis$9,189,250
Going-In Cap Rate10.47%
Occupancy100% Leased
Minimum Investment$100,000

Marmot Industrial Investment Fund I, LP · Confidential Offering Memorandum · January 2026

01 · Overview

Investment Summary

A plain-language walk through the deal — what we're buying, why, and how the partnership works.

Why this property

We're real estate professionals who seek undervalued properties across the United States. This building was attractive because we are purchasing it at a significant discount to market value. The opportunity existed because other buyers were scared off, uncertain whether the anchor tenant would renew. Through diligence we confirmed the tenant committed to extend through 2030, and we put an offer in before most others knew. We therefore expect to sell at a lower cap rate than we purchased — in commercial real estate, a lower cap rate means a higher price.

How the partnership works

We're opening this offering to investors known as Limited Partners (LPs), and we'll be the General Partner (GP). We manage everything and send annual reports. LPs receive a guaranteed 8% preferred return per year, paid quarterly, before the GP receives any compensation.

Returns & tax treatment

At year-end LPs receive a Form K-1 for tax reporting and participate in real estate's tax benefits including depreciation. We're targeting an average 13.5% annual return (a levered IRR) and a 1.78x equity multiple — i.e. returning roughly 178% of what you invest, including the eventual sale.

Logistics

Plan on funds being tied up 4–8 years depending on market conditions — please don't invest money you'll need in the near term. Minimum $100,000, open only to accredited investors.

Note: Targets shown are sponsor underwriting projections, not guarantees. Past performance is not indicative of future results. This is a Reg D 506(c) offering open only to verified accredited investors.

02 · Offering

Executive Summary

Five pillars of the investment thesis and the underwriting outputs that support them.

Credit-Anchored Income

Anchored by CACI (NYSE: CACI), an investment-grade equivalent contributing ~67% of NOI. Tenant concentration risk is mitigated by recent expansion and commitment through June 2030.

Entry Basis Below Replacement Cost

Modeled purchase price of $8.9M (~$107/SF) with an all-in basis of $9.19M. The 10.47% going-in cap rate provides a factual, defensible entry yield.

Contractual Cash Flow

100% leased to 2 NNN tenants with 3–4% annual escalations. Base case underwriting assumes steady contractual growth over a 5-year hold period.

Reduced Near-Term CapEx

Major 2020 renovation (roof, facade, parking, tenant upfits) reduces near-term CapEx needs and provides a buffer for operational distributions.

Sponsor Co-Investment

Marmot Industrial Investment Fund plans to co-invest alongside LP capital. Transparent fee structure ensures GP/LP alignment with no hidden economics.

All-in Basis$9.19M10.47% Going-In Cap
Equity Required~$4.74M50% LTV
Key Underwriting Outputs
Year 1 Net Operating Income(Target, not guarantee)
$931,966
Debt Service Coverage (DSCR)
2.38x
Debt Yield
20.07%
LP Target Returns (5-Year)
Levered IRR
14% – 18% (base 16%)
Equity Multiple
1.85x – 2.10x
Avg. Cash-on-Cash
10% – 12%

Range reflects Bear/Base/Bull exit cap scenarios — see Cap Rate Reconciliation.

03 · Specifications

Property Overview

83,041 SF flex center on 5.6 acres in North Fayetteville — masonry construction, major 2020 renovation.

Aerial Overview
Building Specs
Address
3611 Ramsey St, Fayetteville, NC
Property Type
Flex Center (Retail/Office)
Building Size
83,041 SF
Site Size
5.60 Acres
Year Built / Reno
1966 / 2020 (Major Reno)
Zoning
CC – Community Commercial
Construction
Masonry
Clear Height
18' 6"
Column Spacing
25' × 50'
Sprinkler
Wet System
Utilities
City Water/Sewer, Gas
Highlights
  • Adaptive reuse success story
  • Large parking field
  • Recent roof replacement (2020)
  • Demised utilities per tenant
  • Facade upgrade & painting (2020)
  • Full tenant upfit in >50% of center
04 · Tenancy

Tenant & Lease Profile

100% leased · 2 NNN tenants · WALT 3.9 Years

TenantSq FtShareRent / SFEscalationsLease Exp.
CACI (Main Space)62,16377.2%$10.503.0%Jun 2030
CACI (Expansion)8,8787.8%$11.553.0%Jun 2030
MANNA Church12,00015.0%$11.404.0%Aug 2027
TOTAL / AVG83,041100%$10.743 – 4%3.9 Years WALT

All leases are NNN with full pass-through of Taxes, Insurance, and CAM. CACI recently expanded, extending commitment to 2030.

Anchor Profile: CACI

NYSE-listed (Ticker: CACI) government contractor with strong credit. Accounts for ~85% of the total GLA and ~67% of the Net Operating Income.

NYSE: CACIS&P BB+
Lease Structure

Both tenants operate under NNN leases, minimizing landlord exposure to rising operating costs. Tenants reimburse prorated shares of Taxes, Insurance, and CAM.

Income Growth

Contractual rent escalations of 3% (CACI) and 4% (MANNA) provide a hedge against inflation and organic NOI growth throughout the hold period.

05 · Tenant Spotlight

Tenant Spotlight: CACI

62,163 SF · Anchor Tenant · ~67% of NOI

Main Entrance · Office Corridor · Open Workstations · Operations Floor
Tenant Profile
Tenant
CACI International Inc.
Ticker
NYSE: CACI
Credit
Investment-Grade Equivalent (S&P BB+)
Industry
Government IT & Defense Services
Sector Div.
Multi-contract federal portfolio
Lease Highlights
  • 62,163 SF (~75% of total GLA)
  • NNN lease structure
  • 3.0% annual rent escalations
  • Lease expires June 2030
  • Recently expanded — long-term commitment confirmed
Why This Matters

CACI is a publicly-traded, investment-grade-equivalent federal contractor with a multi-decade operational footprint at the property. Their recent expansion and waiver of early termination provide credit-anchored income certainty through 2030.

06 · Tenant Spotlight

Tenant Spotlight: MANNA Church

12,000 SF · Multi-Use Community Space · Lease through 2027

Main Sanctuary · Fellowship & Community Hall · Children's Ministry · Youth & Recreation
Tenant Profile
Tenant
MANNA Church
Type
Multi-Campus Regional Church
Industry
Religious / Community Services
Use
Worship · Children's Ministry · Youth · Fellowship
Tenure
Long-standing presence in Fayetteville market
Lease Highlights
  • 12,000 SF (~15% of total GLA)
  • NNN lease structure
  • 4.0% annual rent escalations
  • Lease expires August 2027
  • Renewal intent confirmed by tenant
Why This Matters

MANNA Church operates a fully built-out, active multi-use facility — sanctuary, classrooms, fellowship and children's ministry — representing significant tenant investment and long-term commitment to the location. Tenant has confirmed renewal intent ahead of the 2027 expiry.

07 · Performance

Financial Snapshot

In-place income, revenue composition, and the valuation analysis underlying our entry yield.

Annualized Revenue Composition
CACI (Main) Base Rent$672,60467.1%
CACI (Expansion) Rent$103,05910.3%
MANNA Church Rent$136,81213.6%
CAM Reimbursements$90,0619.0%
Effective Gross Income (EGI)$1,002,536
Expense Structure & NNN Pass-Through
  • NNN Leases: Tenants reimburse taxes, insurance, and CAM, limiting landlord inflation exposure.
  • Tenant Shares: CACI contributes ~$81k (77.2%) and MANNA contributes ~$16k (15%).
  • 2025 Budget: Total operating expenses budgeted at $105,024.
  • Reimbursement: 2023 actuals ($90k) vs 2025 budget ($105k) shows efficient pass-through mechanism.
Modeled Year 1 NOI (v1.6)$931,966NOI per sponsor underwriting model (v1.6)
Valuation Analysis
Sponsor Basis10.47%Cap Rate @ $9.19M
OM Ask10.14%Cap Rate @ $9.0M

OM cap rate shown per seller materials; at OM ask, sponsor underwriting indicates a lower yield versus our all-in basis. Acquisition reflects three property-specific factors: (a) initial vacancy at deal sourcing that has since been resolved with full lease-up to two NNN tenants, (b) lease-rollover concerns that have been mitigated by CACI's waiver of early termination and MANNA Church's renewal intent, and (c) limited buyer pool for credit-tenant flex assets in the Fayetteville tertiary market. Current market cap rates for comparable assets are estimated below 9%.

08 · Capital Structure

Financing & Capital Structure

50% LTV · 5-Year Term · Non-Recourse — conservative leverage with material refinance flexibility.

Proposed Debt Terms
Loan Amount
$4,450,000
Loan-to-Value (LTV)
50.0%
Interest Rate
6.75%
Amortization
25 Years
Loan Term
5 Years
Sources & Uses of Capital
Sources
  • New First Mortgage$4,450,000
  • Sponsor Equity$4,739,250
Uses
  • Purchase Price$8,900,000
  • Closing Costs & Reserves$289,250
Debt Service Coverage2.38xYear 1 DSCR based on Year 1 NOI
Debt Yield20.07%Year 1 NOI divided by Loan Amount

Note: Financing terms are modeled assumptions based on current market conditions for stabilized flex assets. Actual terms subject to borrower creditworthiness and lender quotes at time of application.

09 · Returns

Projected Returns

5-Year Hold · Base Case Underwriting · Project-Level (pre-promote) — see LP-Level (net) section below.

Levered IRR16.0%Range: 14% – 18%5-Year Internal Rate of Return
Equity Multiple1.95xRange: 1.85x – 2.10xTotal Cash Distributed / Equity
Avg. Cash-on-Cash11.2%Range: 10% – 12%Annual Pre-Tax Cash Flow
Min DSCR2.38xDebt Service Coverage Ratio
Projected Net Cash Flow (After Debt Service)
Operating Cash FlowNet Sales Proceeds
Year 1Year 2Year 3Year 4Year 5 (Exit)
Key AssumptionsHold Period: 5 YearsRent Growth: 3% – 4% AnnualExit Cap Rate: 10.5% (Base — flat to entry)LTV: 50%

Targets shown reflect base case underwriting; actual results may differ materially.

10 · Execution

Business Plan & Exit Strategy

5-Year Hold · Base Case Execution Plan — acquisition through disposition.

Year 0

Acquisition

  • Close acquisition at $8.9M (Base Case Model Price).
  • Secure 50% LTV financing (6.75% interest, 5-yr term).
  • Transfer tenant relations and implement management.
Year 1 – 2

Stabilization

  • Maintain 100% occupancy with credit tenant CACI through June 2030 commitment.
  • Realize 3–4% annual contractual rent escalations.
  • Execute light CapEx plan (property recently renovated).
Year 3 – 4

Optimization

  • MANNA Church: Expires 8/2027 (15% of space).
  • Begin renewal discussions early; CACI has waived early termination, providing certainty.
  • Maximize NOI ahead of disposition window.
Year 5

Disposition

  • Position asset as a stabilized, high-yield credit investment.
  • Market for sale or refinance principal balance.
  • Return capital to investors (Target 1.95x Base · 1.85–2.10x range).
Target Hold Period5 Years
Exit Cap Rate (Base)10.5% — Flat to Entry
Projected Levered IRR16.0% (Base) · 14–18% Range

Self-management approach: GP team is establishing local presence in North Carolina to self-manage operations, providing direct asset oversight rather than relying on a third-party manager. Base case assumes CACI lease remains in place through 2030, providing buyer with stable in-place income at exit.

11 · Sensitivity

Cap Rate Reconciliation

Why 10.5% going-in · What it means at exit · 5-year sensitivity across exit cap scenarios.

Why We're Acquiring at 10.5%

Comparable credit-tenant flex assets in similar markets currently transact at sub-9% cap rates. Our 10.5% going-in basis reflects three property-specific factors at the time of contract:

  1. Initial vacancy at sourcing — the property was partially vacant when we negotiated the price. It is now 100% leased to two NNN tenants.
  2. Lease-rollover overhang — both leases were viewed as near-term rollover risk. CACI has since waived its early termination right and MANNA Church has indicated renewal intent.
  3. Limited buyer pool — credit-tenant flex assets in the Fayetteville tertiary market see narrower competitive bidding than primary markets.
Exit Cap Rate Sensitivity (Project-Level, 5-Yr Hold)
Bear CaseCap Rate Expansion
Exit Cap
11.5%
Levered IRR
11.8%
Equity Multiple
1.65x
Avg Cash-on-Cash
9.6%
Base CaseOUR UNDERWRITING STANDARD
Exit Cap
10.5%
Levered IRR
16.0%
Equity Multiple
1.95x
Avg Cash-on-Cash
11.2%
Bull CaseCap Rate Compression
Exit Cap
9.0%
Levered IRR
19.4%
Equity Multiple
2.18x
Avg Cash-on-Cash
12.1%

We underwrite the Base Case (cap rate flat to entry) as our standard. The Bull case is upside, not the assumption. All figures are project-level; LP returns net of sponsor compensation are shown next.

12 · Economics

Investor Returns & Sponsor Economics

What You Get · What We Get · No Surprises — fully disclosed fees, promote, and LP-level net returns.

Project-Level ReturnsPre-Promote, Pre-Fee · What the Building Produces
Levered IRR
16.0%
Equity Multiple
1.95x
Avg Cash-on-Cash
11.2%

Gross of all sponsor compensation.

Δ Fees
LP-Level Returns (Net)After All Sponsor Fees & Promote · What You Receive
Levered IRR
13.5%
Equity Multiple
1.78x
Avg Cash-on-Cash
9.7%

Net of acquisition fee, asset management fee, disposition fee, and 80/20 promote above 8% pref. Base case underwriting.

Sponsor / GP Compensation Schedule
Acquisition Fee
1.00% of purchase price ($89,000 on $8.9M base case)
Asset Management Fee
1.00% of LP equity per year
Disposition Fee
1.00% of sale price (paid at exit)
Promote / Carry
80% LP / 20% GP split of all cash flow and proceeds above 8% pref (no catch-up)
Property Management
Self-managed by GP — NO third-party PM fee charged to ownership
Construction Management
None — no major capital projects planned. Any construction management fee for CapEx will be presented to LPs for approval.
Preferred Return to LP
8.0% per annum, cumulative & non-compounding

Fees disclosed in full. GP team is establishing local presence in North Carolina to self-manage the asset. GP also co-invests sponsor equity alongside LP capital.

13 · Distributions

Preferred Return & Waterfall

How Distributions Flow To Limited Partners — including a worked $100K example.

Distribution Waterfall
  1. 1

    Return of Capital

    100% to LP until original investment fully returned.

  2. 2

    8% Preferred Return

    100% to LP until LP receives an 8% per annum cumulative (non-compounding) return on contributed capital.

  3. 3

    Promote Split (80/20)

    Above the 8% pref, all remaining cash flow and sale proceeds split 80% to LP / 20% to GP. No catch-up.

  4. 4

    Distribution Timing

    Operating cash flow distributed quarterly (subject to lender requirements). Capital event proceeds distributed at refinance or sale.

Worked Example — $100K LP Investment5-Year Hold · Base Case
Original Investment
$100,000
Quarterly Operating Distributions (Yrs 1-5)
$48,500
Return of Original Capital (at Exit)
$100,000
Pref Catch-Up (if any unpaid)
$0
LP Share of Promote Split (above 8% pref)
$29,500
Total LP Receives$178,000
Equity Multiple1.78x
Levered IRR (LP-level)13.5%

Illustrative only — based on Base Case assumptions. Actual results will differ.

Pref Rate8.0%
Pref TypeCumulative · Non-compounding
Promote80 / 20 above pref
DistributionsQuarterly (operating)
14 · Market

Location & Access

North Fayetteville Corridor — direct frontage on US-401, minutes from Fort Liberty and Methodist University.

Connectivity & Drivers
Prime Frontage

Direct access on Ramsey St (US-401), major N-S arterial to downtown.

High Traffic

Strong visibility with approx 34,089 VPD passing site daily.

Methodist Univ.

Minutes north, providing stable economic anchor & daytime population.

Regional Access

Easy access to I-295 & Fort Liberty drives consistent regional traffic.

Market Demographics
Metric1 Mile3 Mile5 Mile
2023 Population6,28841,39778,798
Median HH Income$45,279$40,526$40,612
Total Households2,51216,26032,284
Avg. Age37.636.537.2
15 · Disclosure

What Could Go Wrong

Candid disclosure of risks outside sponsor control — and how we plan to mitigate each.

We are professionals in this space, but the following are things outside our control that could affect outcomes. We disclose them upfront so investors can evaluate the deal with full information.

CACI Tenant Concentration

CACI contributes ~67% of NOI and could elect not to renew at 2030 lease expiry, creating a re-leasing event.

Sponsor Approach

We are underwriting a Base Case that holds CACI in place through 2030 and have confirmed CACI has waived its early termination right.

Cap Rate Expansion at Exit

If broader cap rates expand by 100 bps between now and exit, valuation could compress meaningfully even with stable NOI.

Sponsor Approach

Our 10.5% going-in basis already reflects an above-market cap rate, providing buffer against further expansion. Bear case sensitivity shown alongside.

Interest Rate Environment at Refinance

5-year loan term means refinancing exposure if rates remain elevated or rise further at maturity.

Sponsor Approach

Conservative 50% LTV and 2.38x DSCR provide refinance flexibility; we may also elect to sell rather than refinance if conditions favor exit.

Tertiary Market Liquidity

Fayetteville is a tertiary market with a narrower buyer pool than primary metros, which can extend marketing periods at exit.

Sponsor Approach

Same dynamic that allowed entry at 10.5% supports our exit; we plan early buyer engagement and have flexibility to extend hold if needed.

Government Contractor Budget Exposure

CACI is a NYSE-listed government contractor; federal budget pressure could affect tenant performance over time.

Sponsor Approach

CACI is investment-grade-equivalent with diversified federal contracts; their recent expansion at the property signals long-term commitment.

Local Economic / Fort Liberty Conditions

Fayetteville's economy is tied to Fort Liberty; significant base realignment or local downturn would affect demand and demographics.

Sponsor Approach

Fort Liberty is a permanent strategic installation with stable presence; we monitor BRAC and budget signals continuously.

Capital Market Disruption at Exit

Broader capital market dislocation (credit crunch, recession, frozen transaction markets) could delay or constrain a clean exit at the 5-year target.

Sponsor Approach

Our 5-year hold gives flexibility to extend if capital markets are unfavorable; refinance is a viable alternative to forced sale; conservative LTV preserves optionality.

We will continue to monitor and disclose material developments to LPs throughout the hold period.

16 · Process

LP Next Steps & Process

Commitment process & timeline — from review to capital close.

Offering Terms Summary
Offering Type
Reg D 506(c)
Eligible Investors
Verified Accredited Investors only
Minimum Investment
$100,000
Preferred Return
8.0% per annum (cumulative, non-compounding)
Promote Split
80% LP / 20% GP above pref
Target Hold
5 Years
Distributions
Quarterly (operating cash flow)
Sponsor Co-Invest
Yes — alongside LP capital
Capital Allocation Process
  1. 1
    Review Investment Memo & ModelNow – Mid June 2026
  2. 2
    Submit Soft Circle CommitmentBy June 30, 2026
  3. 3
    Finalize LP Subscription DocsEarly–Mid July 2026
  4. 4
    Fund Capital & Close~July 17, 2026
Transaction Timeline
Escrow Opened:
March 19, 2026 — Stewart Title
Due Diligence Ends:
~June 17, 2026 (90-day DD)
Target Closing:
~July 17, 2026 (30-day post-DD close)

Subject to soft circle volume and customary closing conditions.

17 · Request Documents

Review the Memo &

Underwriting Model

Email us to receive the full 18-page Offering Memorandum, the underwriting model, and supporting due diligence materials. We'll verify accredited status and walk you through the deal.

This offering is made pursuant to Rule 506(c) of Regulation D under the Securities Act of 1933 and is available only to verified accredited investors as defined in Rule 501(a). All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results.

Targets shown reflect sponsor underwriting; actual results may differ materially. This document is confidential and provided solely for the recipient. It is not an offer to sell securities. Past performance is not indicative of future results. Reg D 506(c) — Verified Accredited Investors Only.